Fast.
Spam Free.
Transparent.
Cost Effective.
Getting a home loan in India is none of the above.
At Credit Dharma we are changing that and making your home buying journey stress free. Top Experts, Best Banking Partners and Super Easy Process.
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Our Vision : Make Home Loans Hassle Free & Simple
At Credit Dharma, we envision a Bharat where every dream of owning a home is not hindered by the complexities and the cost of home loans. Increasing Interest Rates, Difficult Process, Hidden Charges, lack of quality support and advice make it more expensive and painful over time that ultimately hurts homeowners.
We believe in a world where the journey from dreaming about your perfect home to stepping into it is seamless, transparent, and, most importantly, cost effective.
Empowering Home Loan Savings
Credit Dharma is redefining home loan management by reducing your EMI burden. We combat high interest rates and hidden costs, making homeownership more affordable. Our Home Loan Balance Transfer service simplifies the process and ensures transparency, significantly reducing your loan expenses. With us, economical homeownership isn’t just a goal—it’s a reality.
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Meet the team of home loan experts
Rishu Garg
Co-Founder / CEO
Ex - Groww founding team, first product manager. Armed with his extensive knowledge of the Indian financial space and a deep understanding of the most pressing user problems, Rishu is on a mission to democratize home loans for India.
Akul Aggarwal
Co-Founder / COO
Ex - Groww founding team, growth head. Akul brings an exciting blend of mortgage expertise and a deep understanding of customer problems in the finance industry. You will find Akul building delightful user experiences at Credit Dharma.
Sanjay Bharti
Co-Founder / CBO
Ex-Senior Director - ACKO. Sanjay is a serial entrepreneur with a long string of successful companies. His understanding of the Indian lending landscape is second to none. At Credit Dharma, you can find him obsessing over the most pressing customer problems and their solutions.
Souvik Banerjee
VP Sales
Ex-Regional Head at HDFC India. With over 15 years of experience in the home loans industry, he leads the sales team at Credit Dharma. Here, you will often find him helping folks find the best home loan offer that’s perfect for their wants and needs.
Ranesh
Customer Success Head
Ranesh comes with over 10 years of experience in this industry, spread across names including HDFC, ICICI, and more. His knack for perfection enables us to ensure the highest quality of customer satisfaction for each and every Credit Dharma customer.