logo
Home Loans
Calculators
Resources
Partner with Us
Find Properties
Free Credit Report
Home > Home Loan > Mumbai > CIDCO Lottery: Registration, Eligibility, Benefits, and Updates

CIDCO Lottery: Registration, Eligibility, Benefits, and Updates

June 19, 2025
Table of Contents

CIDCO to Launch Lottery for 22,000 Homes in Navi Mumbai by June-End, Includes 16,000 Unsold Units.

The City and Industrial Development Corporation (CIDCO) is set to launch one of its biggest housing lotteries yet, offering around 22,000 affordable homes across key nodes of Navi Mumbai by June-end 2025.

This includes over 16,000 unsold units from previous schemes, available in areas like Vashi, Juinagar, Kharghar, Taloja, and Dronagiri. With online registration, PMAY benefits, and financial tie-ups for home loans, the CIDCO Lottery 2025 offers a massive opportunity for Maharashtra residents to own a home in the rapidly developing Navi Mumbai region.


CIDCO Lottery 2025: Quick Facts

FactDetails
AuthorityCity and Industrial Development Corporation (CIDCO), Maharashtra
Scheme NameCIDCO Lottery 2025 (includes “My Preferred CIDCO Home” mass-housing inventory)
Total Homes on Offer≈ 22,000 new allotments
Unsold Units Carried Forward16,000 + homes from earlier schemes (mainly “My Preferred CIDCO Home”)
Locations (Nodes)• Vashi
• Juinagar
• Kharghar
• Taloja
• Dronagiri (+ existing stock in Mansarovar, Panvel, Kalamboli, Ulwe, Kharkopar, Khandeshwar)
Tentative Launch / AnnouncementBy end-June 2025, post Board of Directors’ approval
Application ModeOnline only – via CIDCO Homes portal / CIDCO Lottery mobile app
One-time Registration Fee₹ 236 (non-refundable)
Official Portalshttps://cidco.maharashtra.gov.in
https://cidcohomes.com

Suggested Read: India’s Affordable Housing Schemes


CIDCO Lottery 2025: Documents Required

CategoryDocuments to Upload
1. Basic ID & Contact• Aadhaar card/number
• PAN card
• Mobile number linked to Aadhaar
• Email ID
• Recent photo (≤ 90 days old)
• Co-applicant’s Aadhaar & PAN (if any)
2. Housing-ownership Declarations• EWS: Self-declaration that applicant / spouse / unmarried children own no pucca house in India
• LIG: Self-declaration that applicant / spouse / unmarried children own no house in Navi Mumbai
3. Financial & Domicile Proofs• Latest income proof
• Maharashtra domicile certificate (15 + years stay; not required for ex-servicemen)
• PMAY registration slip (for subsidy claim)
• LIG – Form B (income declaration)
4. Statutory Reservation• Caste certificate
• Caste-validity certificate
5. Disability (Divyang)• Government-issued disability certificate
6. Non-Statutory / Special Categories• State-govt employee: Form C on department letterhead
• CIDCO employee: Form C on CIDCO letterhead (only LIG tiers)
• Journalist: Certificate from CIDCO PRO + Form D (declaration)
• Religious minority: School-leaving certificate + Form E (notarised affidavit)
• Project-affected person (PAP): PAP certificate, award copy, 7/12 extract, family-tree affidavit
• Ex-servicemen / serving defence & paramilitary (incl. dependents): Service ID / discharge book / certificate from district military board
• Mathadi workers (MMR): Mathadi Board certificate

Suggested Read: DDA Housing Scheme


Income Eligibility – CIDCO Lottery 2025

CategoryAnnual Household IncomeAdditional Benefit
EWS (Economically Weaker Section)Less than ₹6 lakhEligible for PMAY subsidy up to ₹2.5 lakh
General / LIGAbove ₹3 lakhNo PMAY subsidy mentioned

Suggested Read: The Growth of Affordable Housing in India


How to Apply for CIDCO Lottery 2025?

  1. Visit the official CIDCO website.

  2. Click “Register for Lottery” (new users only) and fill in basic details plus your mobile number (future communication).

  3. Enter PAN, Aadhaar, and bank details for refunds. Upload passport-size photo and cancelled cheque.

  4. Confirm registration. CIDCO will verify your documents within 24 hours.

  5. Once documents are approved, the “Apply” button activates. Select your desired scheme from the dropdown and note its code.

  6. Tick the Pradhan Mantri Awas Yojana option to claim subsidy benefits.

  7. Apply individually or jointly. Joint applicants must add co-applicant details (PAN, basic info) for CIDCO approval.

  8. Indicate location/unit preferences and confirm acceptance of terms. Optionally show interest in other schemes with vacant units.

  9. Verify all details, print the acknowledgment slip, sign it, upload it, and pay the Earnest Money Deposit (EMD) plus ₹236 registration fee via NEFT/RTGS, credit card, or net-banking.

Suggested Read: Gen Z’s Early Entry into Real Estate


Application Fee for CIDCO Lottery 2025

  • Registration Fee: A non-refundable ₹236, payable once you create your online application.
  • Earnest Money Deposit (EMD): Added to the registration fee and varies by income/flat category (e.g., ₹75,000 + GST for EWS, ₹1.5 lakh + GST for 1-BHK LIG, ₹2 lakh + GST for 2-BHK LIG).

Suggested Read: Maharashtra Rent Control Act


CIDCO Lottery 2025 Timeline

StageKey Actions & Timelines
Draft List PublishedProvisional list uploaded; objections allowed within 7 days
Objection ResolutionCIDCO resolves objections within the next 7 days
Final List ReleasedConfirmed list posted 5 days after objection window closes
Computerised DrawRandom digital draw selects winners
Results & Letter of Intent (LOI)Winners announced online; LOIs issued; EMD refunded to non-winners within 30 days
Payment ScheduleWinners pay remaining amount as per LOI timeline
Document VerificationCIDCO checks documents; issues Allotment Letter with payment plan
Agreement ExecutionSale agreement signed after all instalments are paid
Possession & Key HandoverKeys handed over and possession granted once paperwork is complete

My Preferred CIDCO Home: Inventory Details

LocalityExact Site / SectorConfiguration & SizeUnits on OfferHandover Target
TalojaSector 371 BHK · 398 sq ft81630 Jun 2025
Sector 391 BHK · 322 sq ft7,50931 Dec 2025
Sector 281 BHK · 322 sq ft2,18530 Jun 2025
PanvelBus Terminus, Sector 81 BHK · 322 sq ft17230 Jun 2025
VashiTruck Terminus, Sector 191 BHK · 322 sq ft3,13131 Dec 2025
MansarovarStation Terminus, Sector 391 BHK · 322 sq ft84031 Dec 2025
KhargharBus Depot, Sector 141 BHK · 322 sq ft1,70030 Jun 2025
Bus Terminus, Sector 141 BHK · 322 sq ft34030 Jun 2025
Railway Station, Sector 1A2 BHK · 540 sq ft1,80331 Dec 2026
KhandeshwarRailway Station, Sector 281 BHK · 322 sq ft1,47030 Jun 2025
KalamboliBus Depot, Sector 171 BHK · 322 sq ft1,36030 Jun 2025
Ulwe / KharkoparRailway Station East P31 BHK · 322 sq ft2,11331 Dec 2026
Kharkopar 2A, Sector 161 BHK · 322 sq ft28831 Dec 2025
Kharkopar 2B, Sector 81 BHK · 322 sq ft28831 Dec 2025
BamandongriSector 61 BHK · 322 sq ft1,700To be announced

Suggested Read: 1 Acre Land Price in India


How to CIDCO Check Lottery Results List 2025?

  1. Visit lottery.cidcoindia.com.
  2. Open the Draft List; verify your name.
  3. After objections, view the Final List.
  4. On draw day, click “Search Lottery Result.”
  5. Enter your scheme code + category, then submit.
  6. The page instantly shows whether you’ve won.

Suggested Read: How to Calculate Agricultural Land Area?


PMAY Subsidy Checklist for CIDCO Lottery Winners (2025)

  • Unmarried winner: Upload a self-affidavit (template on cidco.nivarakendra.in → Lottery Documents).
  • Married winner: Add your spouse as mandatory co-applicant.
  • Registration costs: Pay stamp duty of ₹1,000 + 1 % of sale price (railway tax) and a 1 % registration fee

Suggested Read: How to Choose the Right Property for Maximum Rental Income?


Paying Online on the CIDCO Portal

  1. Open CIDCO’s official site in your browser.
  2. On the homepage, choose “Online Payment.”
  3. Select “Marketing / Housing / Shop Payment.”
  4. A new tab or window appears.
  5. Enter your reference number and hit “Submit.”
  6. Review the amount and other payment details shown on-screen.
  7. Complete the transaction via Debit Card, Net-Banking, or UPI.

Suggested Read: High vs. Low – How to Pick Perfect Apartment Floor?


How to Get EMD Refund for CIDCO Lottery?

  • Automatic Refund for Non-Winners
    • The earnest money deposit (EMD) is returned if you are not allotted a home.
    • Debit/Credit-card payments are credited back to the same bank account.
    • Demand-draft payments are refunded via a fresh demand draft.
  • Option to Retain EMD
    • You may leave the EMD with CIDCO to stay automatically eligible for the next lottery round.
    • No interest is paid on the retained amount.
    • Future participation will follow the prices and terms of the new scheme.

How to File a Grievance in CIDCO Lottery 2025?

MethodWhat to DoWhen / Where
Online (faster)1. Visit the CIDCO portal → Citizen Login.
2. Log in with your credentials.
3. Click Lodge Complaint and submit the form.
4. Note the complaint reference number for tracking.
Available anytime
OfflineVisit the Chief Grievance Redressal Officer in person.Office hours: 2 pm – 5 pm
Check Complaint Status:
Log in again → select View Grievance Status → enter your reference number → view the latest update on-screen.

Selling a CIDCO-Allotted Flat

You must hold the flat for five years from the allotment date. A sale is allowed only if the buyer already holds power of attorney for the property.


CIDCO Lottery Customer Support

Query TypeContact
General / Post-Lottery Issues022-6272 2250 ✉ cidconivarakendra@gmail.com
Payment-Related QuestionsToll-Free 1800-223-466
7065 454 454
Additional SupportHelpline 022-6272 2255 (office hours)

Common Rejection Triggers – CIDCO Lottery 2025

Rejection ReasonWhy It HappensHow to Avoid / Fix
No Maharashtra Domicile CertificateCIDCO cancels even a winning allotment if a valid domicile is missing.• Apply online on Aaple Sarkar (cheapest; takes time) or
• Visit a lawyer with birth / school-leaving certificate (≈ ₹3 k; 2-3 days).
Upload the approved PDF before the verification deadline.
Incorrect Income CategoryIf declared income doesn’t match the chosen bracket (EWS, LIG, General), the allotment is voided.Confirm your annual household income first; select the correct category in the form.
If in doubt, clarify with CIDCO’s help desk before final submission.

Suggested Read: Micro Market Analysis for Land Investment


Conclusion

Buying a home is a big step. Getting a home loan can be hard, but we make it easy. Choosing Credit Dharma for your home loan simplifies this process. We offer expert advice and personalized assistance to make everything hassle-free. You’ll receive timely updates on your loan application and disbursement progress.

From the initial application to the final disbursement, we provide comprehensive support. Enjoy clear and honest communication at every stage, with no hidden surprises.


Frequently Asked Questions

Are there any special provisions for the Economically Weaker Section (EWS) in the CIDCO Lottery?

Yes, the CIDCO Lottery has special provisions for the Economically Weaker Section (EWS). These provisions include reserving a certain number of housing units for eligible candidates from the EWS category, often at more subsidized rates than other categories.

What is CIDCO Lottery?

The City and Industrial Development Corporation (CIDCO) Lottery is a housing scheme introduced by the Maharashtra government to provide affordable housing options to various sections of society, including the Economically Weaker Section (EWS) and the General Category. The scheme primarily covers areas in Navi Mumbai.

Can I apply for the CIDCO Lottery if I already own a house?

Generally, the CIDCO Lottery is designed to benefit those who do not already own a home. Specific guidelines on property ownership will be outlined in the eligibility criteria, so it is crucial to review the CIDCO guidelines for the current year.

What documents are required for the CIDCO Lottery registration?

The typical documents required for CIDCO Lottery registration include:

Proof of Identity (Aadhaar Card, Voter ID, etc.)
Proof of Address
Income Certificate
Age Proof
Passbook or Bank Statement

Ensure to check the official documentation list provided by CIDCO for any additional requirements.

What is the Nivara Kendra in the context of the CIDCO Lottery?

Nivara Kendra refers to housing centers established under the CIDCO Lottery scheme, providing affordable housing solutions. These centers aim to support urban development by offering planned housing accommodations to the economically weaker sections and ensuring better living standards.

Which area is available for the CIDCO lottery 2024?

The CIDCO Lottery 2024 offers approximately 26,600 affordable housing units in several key areas of Navi Mumbai, including Kharghar, Taloja, Vashi, Ulwe, Panvel, Khandeshwar, and Mansarovar.

These locations are strategically selected for their proximity to railway stations, ensuring convenient commuting for residents.

The lottery primarily targets Economically Weaker Sections (EWS) and Lower Income Group (LIG) applicants.

What is the next scheme of CIDCO?

CIDCO (City and Industrial Development Corporation of Maharashtra) recently launched the My Preferred CIDCO Home scheme on October 12, 2024, offering approximately 26,502 affordable housing units in Navi Mumbai for Economically Weaker Sections (EWS) and Low-Income Groups (LIG) under the Pradhan Mantri Awas Yojana (PMAY).

The online registration period, initially set to end on January 10, 2025, was extended due to high demand, with over 100,000 applications received.

The scheme allows applicants to select their preferred units based on location and floor during a subsequent selection phase.

Looking ahead, CIDCO is expected to launch the 2025 Lottery, aiming to provide around 70,000 homes for low-income families, further enhancing urban living standards in Maharashtra.

Which city comes under CIDCO?

CIDCO, or the City and Industrial Development Corporation of Maharashtra, is primarily responsible for the development of Navi Mumbai.

This planned city was established to alleviate congestion in Mumbai and provide a modern urban environment.

Compare Home Loans
from Top Banks

HDFC Home LoanHDFC Home Loan
VS
SBI Home LoanSBI Home Loan
credit dharma home loan
credit dharma referral
  • Compare Popular Banks
  • HDFC vs SBI Home Loan
  • HDFC vs ICICI Bank Home Loan
  • Tata Capital vs HDFC Home Loan
  • SBI vs ICICI Bank Home Loan
  • HDFC vs Kotak Mahindra Home Loan
  • Bank of Baroda vs SBI Home Loan
  • HDFC vs Axis Bank Home Loan
  • SBI vs IDBI Home Loan
  • Recent Posts
  • ICICI Bank Home Loan Eligibility Calculator
  • ICICI Bank Home Loan EMI Calculator
  • CIDCO Lottery: Registration, Eligibility, Benefits, and Updates
  • Bangalore’s Second Airport: What It Means for Real Estate & Land Prices in 2025
  • PNB Housing Finance Plot Loan | Check Interest Rates, EMI, Eligibility, Processing Fees, and Documents Required
  • Related Posts
  • CIDCO Lottery: Registration, Eligibility, Benefits, and Updates
  • Stamp Duty Charges and Registration Fees in Mumbai
  • Best Luxury Houses in Worli & Lower Parel, Mumbai
  • Cost of Living in Mumbai: A Comprehensive Guide for 2024
  • Top 10 Residential Projects in Mumbai | Updated 2025
  • Home Loans in Mumbai – Check EMI, Interest Rates, and Eligibility
  • Top 5 Banks for Home Loans in Mumbai 2025
logologo
Fast. Transparent. Spam Free.
Getting a home loan in India is none of the above.
At Creditdharma we are changing that and making your home buying journey stress free. Top Experts, Best Banking Partners and Super Easy Process.
Quick Links
Blogs
Home Loan Eligibility
Balance Transfer
Calculators
About Us
Partner with Us
Become an Advisor
Properties
Glossary
IFSC Code Search
Refer & Earn
Free Credit Report
Home Loan Score
Help
Sitemap
Get in Touch
Enzyme Office Spaces , 27th Main, 480/B, 18th Cross Road, HSR Layout, Bengaluru, Karnataka 560102
linkedininstatwt/x
General Enquiry
contact@creditdharma.in

Home Loans From Top Banks

SBI

SBI Home LoansSBI Home Loan EMI CalculatorSBI Home Loan Eligibility CalculatorSBI MaxGain Home LoansSBI Privilege Home LoanSBI Home Loan StatementSBI Home Loan Customer Care

HDFC

HDFC Home LoansHDFC Home Loan EMI CalculatorHDFC Home Loan Eligibility CalculatorHDFC Loan Against PropertyHDFC Home Loan with Overdraft FacilityHDFC Home Loan StatementHDFC Home Loan Customer Care

LIC Housing Finance

LIC Housing Finance Home LoansLIC Home Loan EMI CalculatorLIC Home Loan Eligibility CalculatorLIC Plot Loan DetailsLIC Home Loan StatementLIC Home Loan Customer Care

Bank of Baroda

Bank of Baroda Home LoansBank of Baroda Home Loan EMI CalculatorBank of Baroda Home Loan Eligibility CalculatorBank of Baroda Loan Against PropertyBank of Baroda Home Loan StatementBank of Baroda Home Loan Customer Care

IDBI Bank

IDBI Bank Home LoansIDBI Bank Home Loan EMI CalculatorIDBI Bank Home Loan Eligibility CalculatorIDBI Bank Home Loan Interest RatesIDBI Bank Home Loan StatementIDBI Bank Home Loan Customer Care

ICICI Bank

ICICI Bank Home LoansICICI Bank Home Loan EMI CalculatorICICI Bank Home Loan Eligibility CalculatorICICI Bank Home Loan Top-UpICICI Bank Home Loan StatementICICI Bank Home Loan Customer Care

AXIS Bank

AXIS Bank Home LoansAXIS Bank Home Loan EMI CalculatorAXIS Bank Home Loan Eligibility CalculatorAXIS Bank Loan Against PropertyAXIS Bank Home Loan StatementAXIS Bank Home Loan Customer Care

BAJAJ Housing Finance

BAJAJ Housing Finance Home LoansBAJAJ Housing Finance Home Loan EMI CalculatorBAJAJ Housing Finance Home Loan Eligibility CalculatorBAJAJ Housing Finance Sambhav Home LoanBAJAJ Housing Finance Home Loan StatementBAJAJ Housing Finance Home Loan Customer Care

Resources

Best Home Loans in Your City

Home Loans in BangaloreHome Loans in HyderabadHome Loans in MumbaiHome Loans in DelhiHome Loans in ChennaiHome Loans in JaipurHome Loans in Pune

Home Loans by Amount

Home Loan for 40 LakhsHome Loan for 45 LakhsHome Loan for 50 LakhsHome Loan for 55 LakhsHome Loan for 60 LakhsHome Loan for 65 LakhsHome Loan for 70 Lakhs

Home Loans by Salary

Home Loan for 40,000 SalaryHome Loan for 50,000 SalaryHome Loan for 60,000 SalaryHome Loan for 70,000 SalaryHome Loan for 80,000 SalaryHome Loan for 90,000 SalaryHome Loan for 1 Lakh Salary

Trending Home Loan Options

Home Loans for Salaried IndividualsHome Loans for Business OwnersPlot cum Construction LoansLoan Against Property DetailsHome Loan Top-Up DetailsHome Loan for NRIsHome Loan Without ITR Documents

Tools

Home Loan EMI CalculatorHome Loan Balance Transfer CalculatorCompare Home LoansHome Loan Eligibility CalculatorBuy vs Rent CalculatorFind Branch Details with IFSC CodeHome Loan Tax Benefits CalculatorFOIR CalculatorCheck Your Credit ScoreHome Loan Prepayment CalculatorHome Loan Insurance CalculatorProperty Budget CalculatorHome Loan with Overdraft CalculatorCapital Tax Gains CalculatorExplore CD Approved PropertiesPlot Loan EMI CalculatorRental Yield CalculatorHome Loan Downpayment Calculator30-30-30-10 Calculator

Compare Home Loans

HDFC vs SBI Home LoansHDFC vs ICICI Home LoansHDFC vs BAJAJ Housing FinanceSBI vs AXIS Home LoansBank Of India vs SBIBank of Baroda vs AXIS BankHDFC vs Bank of BarodaSBI vs IIFL Housing FinanceSBI vs ICICI BankSBI vs BAJAJ Housing FinanceAXIS Bank vs ICICILIC vs SBI Home Loans

Best Home Loan Offers

Best Banks for a Home Loan Balance TransferBest NBFCs for a Home LoanBest Small Finance Banks for Home LoansBest Housing Finance CompaniesBest Public Sector BanksBest Options for Independent Properties
© Copyright Tres Commas Technologies Pvt. Ltd.
CIN : U72900KA2021PTC143997
Privacy Policy | Terms & Conditions
Disclaimer : The information contained in this website is presented purely for information purposes only provided as service to the internet community at large. It does not constitute insurance advice and we do not guarantee the accuracy, adequacy or the completeness of the information contained here.
Loading...